Bull & Wolf is an educational platform that provides structured learning in areas including, but not limited to:

1. Stock Market Investing
2. Swing Trading
3. Intraday Trading
4. Forex Trading
5. Technical Analysis
6. Price Action & Market Structure
7. Risk Management
8. Trading Psychology
9. Capital Preservation

All courses, workshops, webinars, live sessions, recordings, educational materials, community discussions, and other content offered by Bull & Wolf are intended solely for educational and informational purposes.

Bull & Wolf is not a SEBI-registered Investment Adviser (RIA), Research Analyst (RA), Portfolio Manager (PMS), Stock Broker, or Financial Advisor, unless expressly stated otherwise.

Nothing published, discussed, demonstrated, or shared by Bull & Wolf shall be construed as:

- Investment advice
- Financial advice
- Tax advice
- Legal advice
- Portfolio management services
- Buy, sell, or hold recommendations
- Stock tips
- Trading signals
- Assured investment opportunities
- Personalized financial recommendations

Any market examples, charts, case studies, or live market demonstrations are provided solely to explain educational concepts and should not be interpreted as recommendations to trade any particular security or financial instrument.

All investment and trading decisions remain solely the responsibility of the user.Without prior written permission, users shall not:
- Copy, reproduce, or modify any course material.
- Record live sessions in any form.
- Redistribute, resell, sublicense, or commercially exploit any content.
- Upload course material to public or private platforms.
- Share login credentials or allow unauthorized access to purchased courses.
- Create derivative works based on Bull & Wolf's proprietary material.
- Any unauthorized use, copying, reproduction, distribution, or commercial exploitation of Bull & Wolf's intellectual property shall constitute a material breach of these Terms.

Bull & Wolf reserves the right to immediately terminate access without refund and pursue all available civil and criminal remedies under applicable law, including claims for damages, injunctions, recovery of legal costs, and any other relief available before the competent courts of Delhi.

Trading and investing in financial markets involve significant risk, including the potential loss of some or all invested capital.

Bull & Wolf makes no representation, warranty, or guarantee, express or implied, regarding:

1. Profits
2. Returns
3. Income
4. Trading success
5. Capital appreciation
6. Future market performance
7. Accuracy of market forecasts
8. Consistency of results

Past performance, historical examples, hypothetical scenarios, paper trading results, testimonials, student experiences, or live market demonstrations should never be interpreted as guarantees or indicators of future performance.

Every individual's trading outcome depends upon numerous factors, including market conditions, experience, capital allocation, discipline, risk management, psychology, and execution.

By participating in any Bull & Wolf program, you expressly acknowledge that you may incur financial losses and that Bull & Wolf shall not be held responsible for such losses.

By accessing our website, purchasing a course, or participating in any Bull & Wolf program, you acknowledge and agree that:

- You are solely responsible for your own investment and trading decisions.
- You understand the risks associated with trading and investing in financial markets.
- You will conduct your own independent research before executing any trade or investment.
- You will trade only with funds that you can afford to lose.
- You are responsible for complying with all applicable laws, regulations, taxation requirements, and exchange rules within your jurisdiction.
- You understand that educational content alone cannot eliminate market risk.
- You assume full responsibility for any profits, losses, liabilities, or consequences arising from your trading activities.

Bull & Wolf, its founders, instructors, employees, affiliates, and representatives shall not be liable for any financial, legal, tax, business, or investment decisions made by users based on the educational content provided.

Upon successful enrollment and payment, students shall receive access to the course and related learning resources applicable to the purchased program.

Depending on the selected program, access may include:

- Live online classes
- Recorded video lectures
- Lifetime access to recordings (where applicable)
- Course notes and learning resources
- Trading journals and worksheets
- Live market discussions
- Doubt-clearing sessions
- Private Discord or community access
- Future course updates (if included)

Course access is granted solely to the registered purchaser and is:

- Personal
- Non-transferable
- Non-exclusive
- Revocable

Bull & Wolf reserves the right to suspend, restrict, or revoke access without refund if it reasonably believes that a user has:

- Shared login credentials;
- Allowed unauthorized access to course materials;
- Distributed proprietary content;
- Violated these Terms & Conditions; or
- Engaged in any activity that compromises the integrity or security of the platform.

Bull & Wolf also reserves the right to modify, upgrade, replace, or discontinue any course content, platform, or feature to improve the learning experience, without creating any obligation for compensation or refund.

All content made available by Bull & Wolf, including but not limited to videos, live classes, recordings, presentations, PDFs, worksheets, charts, trading frameworks, strategies, templates, graphics, website content, logos, trademarks, branding, learning materials, and community resources, is the exclusive intellectual property of Bull & Wolf and is protected under the Copyright Act, 1957, the Trade Marks Act, 1999, and other applicable laws of India.

Without prior written permission, users shall not:

- Copy, reproduce, or modify any course material.
- Record live sessions in any form.
- Redistribute, resell, sublicense, or commercially exploit any content.
- Upload course material to public or private platforms.
- Share login credentials or allow unauthorized access to purchased courses.
- Create derivative works based on Bull & Wolf's proprietary material.

Any unauthorized use, copying, reproduction, distribution, or commercial exploitation of Bull & Wolf's intellectual property shall constitute a material breach of these Terms.

Bull & Wolf reserves the right to immediately terminate access without refund and pursue all available civil and criminal remedies under applicable law, including claims for damages, injunctions, recovery of legal costs, and any other relief available before the competent courts of Delhi.

All course fees are final.

Unless expressly agreed in writing by Bull & Wolf:

- All payments are non-refundable and non-transferable.
- No refunds shall be issued for missed classes, scheduling conflicts, lack of participation, change of personal circumstances, or dissatisfaction after course access has been granted.
- EMI or payment plan commitments remain payable in full.
- Failure to complete payment may result in suspension or termination of course access.

Bull & Wolf reserves the right to recover any outstanding dues through appropriate legal remedies.

As part of certain programs, Bull & Wolf may provide access to private communities, including but not limited to Discord servers, WhatsApp groups, Telegram groups, discussion forums, or other online collaboration platforms.

These communities are intended solely to facilitate learning, discussion, networking, and educational support.

By participating in any Bull & Wolf community, you agree to:

Treat all members, mentors, moderators, and staff with respect and professionalism.
Refrain from abusive, defamatory, discriminatory, threatening, or harassing behaviour.
Avoid sharing false, misleading, or manipulative financial information.
Not promote or advertise unrelated products, services, businesses, or competing educational programs without prior written permission.
Respect the privacy and confidentiality of other members.
Not solicit investments, manage funds, or provide financial advice to other members.
Comply with all applicable laws and platform guidelines.

Bull & Wolf reserves the absolute right, at its sole discretion, to remove, suspend, or permanently ban any member from its communities without prior notice or refund if their conduct is deemed inappropriate, disruptive, unlawful, or harmful to the learning environment.

Community removal shall not affect Bull & Wolf's right to pursue further legal remedies where applicable.

Bull & Wolf may utilize third-party platforms and service providers for the delivery of its educational programs and business operations, including but not limited to:

Payment gateways
Learning Management Systems (LMS)
Video conferencing platforms
Video hosting services
Discord, WhatsApp, Telegram, or similar community platforms
Email communication services
Website hosting providers
Cloud storage providers
Analytics and marketing platforms

These third-party services operate independently and are governed by their own respective terms of service and privacy policies.

Bull & Wolf shall not be responsible or liable for:

Service interruptions;
Platform outages;
Data loss;
Payment gateway failures;
Technical issues;
Security breaches occurring on third-party platforms;
Changes to third-party policies or services.

Users acknowledge that their use of any third-party platform is entirely at their own discretion and subject to the applicable terms and conditions of such providers.

To the fullest extent permitted under applicable law, Bull & Wolf, its founders, instructors, mentors, employees, affiliates, contractors, representatives, licensors, and partners shall not be liable for any direct, indirect, incidental, consequential, exemplary, punitive, special, or economic damages arising out of or in connection with:

Trading or investment losses;
Loss of profits, income, or capital;
Business interruption;
Missed market opportunities;
Decisions made based on educational content;
Errors or omissions in educational materials;
Technical failures or website downtime;
Delayed course access;
Data loss or unauthorized access caused by third-party services;
Any act or omission by users while participating in financial markets.

All educational content is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied.

Under no circumstances shall Bull & Wolf's total aggregate liability, if any, exceed the total course fees actually paid by the user for the specific program giving rise to the claim.

Participation in financial markets is inherently risky, and users expressly acknowledge that all trading and investment decisions are undertaken entirely at their own risk.

Bull & Wolf makes every reasonable effort to ensure that the educational content, course materials, website information, charts, examples, and resources provided are accurate, current, and prepared with due care.

However, financial markets are dynamic and constantly evolving. Accordingly, Bull & Wolf does not represent or warrant that any information, analysis, opinions, educational material, or market examples are complete, accurate, reliable, suitable, or up to date at all times.

The educational content provided by Bull & Wolf is based on the knowledge, experience, and interpretation of its instructors and should not be relied upon as the sole basis for making any financial or investment decision.

Users are solely responsible for independently verifying all information and conducting their own due diligence before acting upon any educational content.

Bull & Wolf shall not be liable for any loss, damage, liability, or consequence arising from reliance on any information provided through its courses, website, communities, or educational materials.

Bull & Wolf reserves the right, at its sole discretion and without prior notice, to modify, update, suspend, replace, discontinue, or improve any aspect of its business, including but not limited to:

Course curriculum and educational content;
Live class schedules and batch timings;
Course pricing, payment plans, and promotional offers;
Learning resources and downloadable materials;
Community platforms and communication channels;
Mentors, instructors, guest speakers, or moderators;
Website content, features, and functionality;
Policies, disclaimers, and these Terms & Conditions.

Such changes may be made to improve the quality, accuracy, security, or effectiveness of Bull & Wolf's educational services.

Any modifications shall become effective immediately upon being published on the Bull & Wolf website, unless otherwise stated.

Continued access to or use of the website, courses, communities, or services after such changes constitutes your acceptance of the revised Terms & Conditions.

Bull & Wolf shall not be liable for any inconvenience, interruption, or claim arising from modifications made in accordance with this provision.

Bull & Wolf reserves the absolute right to suspend or permanently terminate any user's access, without prior notice or refund, if the user:

Violates these Terms & Conditions.
Shares or distributes course material.
Shares login credentials.
Copies or reproduces proprietary content.
Engages in abusive, threatening, defamatory, discriminatory, or unlawful behaviour.
Attempts to disrupt classes, communities, or website operations.
Uses Bull & Wolf content for commercial purposes without written authorization.
Engages in fraudulent or unethical activities.

Termination shall not affect Bull & Wolf's right to pursue legal action for any losses or damages resulting from such conduct.

These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of India.

Any dispute, claim, or legal proceeding arising out of or relating to these Terms, the website, courses, or services provided by Bull & Wolf shall be subject to the exclusive jurisdiction of the competent courts located in New Delhi, Delhi, India, to the exclusion of all other courts or jurisdictions.

The parties expressly consent to the exclusive jurisdiction and venue of the courts in New Delhi, Delhi, India.

You agree to indemnify, defend, and hold harmless Bull & Wolf, its founders, instructors, employees, affiliates, and representatives from and against any claims, liabilities, damages, losses, costs, legal expenses, or demands arising out of:

Your breach of these Terms;
Your misuse of the website or course materials;
Your violation of any applicable law;
Any trading or investment decisions made by you based on educational content provided by Bull & Wolf.

These Terms & Conditions constitute the entire agreement between Bull & Wolf and the user concerning the use of the website and services and supersede any prior communications or understandings.

For questions regarding these Terms & Conditions, please contact:

Bull & Wolf Trading Academy, LLP
Address - 292, United CGHS Ltd, plot number - 34, Sector -4, Dwarka, New Delhi, 110078;
Email - teambullandwolf@gmail.com
Contact - 91037 98734